You pay for homeowner’s or renter’s insurance to guard against any unexpected and hefty bills. It gives you some peace of mind and helps you sleep at night. But what if while you’re sleeping, a colony of termites are eating away at your humble abode – and your savings? Are you covered?
Each year it is estimated that about 600,000 homes are damaged by termites annually, and that this damage costs Americans approximately $5 billion a year in repairs – more than damage caused by tornados, fire and floods combined! Understanding your policy is key and sometimes tricky.
Termites, bedbugs, and other similar nuisances like carpenter bees, are typically excluded from homeowners insurance coverage because they are a preventable problem that can occur because of neglect. A lightning strike isn’t preventable and happens unexpectedly, but a termite infestation grows steadily and could potentially have been avoided with proper maintenance.
This means that you cannot file a claim on the cost of any damage caused by termites, like collapsed beams or broken stairs, with your insurance provider. Even furniture, books, or clothing that sustain termite damage would not be covered by your personal property insurance, since it only protects your items from those same covered perils mentioned above.
Termites are known as “silent destroyers” due to their ability to chew through wood, flooring and even wallpaper undetected, 24/7, and can compromise the structural stability of a home within several years depending on the species. If you think you have termite damage in your home, here’s what you should do:
Be aware of the signs of termite damage – walls with bubbling or peeling paint, hollow sounds in the walls, ruined furniture, entry holes, irregular or buckling flooring, discarded wings, mud tubes, etc.
Start documenting the damage with detailed explanations of what you have observed. Take notes and photos as proof.
Consult your insurance company or, if necessary, an attorney, to make a property damage claim.
Unfortunately, chances are that your insurance will not cover the damage for a number of reasons that vary from company to company. Most often, policies cover circumstances that are accidental, rapid or sudden, unpreventable or dangerous – such as fire, smoke, lightning strikes, hail, explosions, theft or unexpected water damage. It may feel sudden and overwhelming to you, but the fact remains that termite invasions can be prevented with regular maintenance and inspections by a certified pest control company. So, while you may not be able to purchase insurance to cover termite damage, you can contract with a pest control company for annual inspection and treatment plans that will cost less in the long run.
Bottom line: it’s more expensive to repair termite damage than prevent it. Do you need a professional termite inspection to head off these silent destroyers?
Cypress Creek Pest Control has been providing quality and dependable service to Houston homes, agencies, schools, and local businesses since 1968. We are one of the largest independently owned full-service pest control companies in the state of Texas.
We’ve been customers for more than 20 years and have always been satisfied. Only had one issue, which they addressed and were appreciative of our feedback.
17:09 14 Sep 23
Ronnie was super helpful and thorough going through the house, which wasn't easy as we're repainting and everything was everywhere. I also really like the flexibility of not being locked into a quarterly plan and can schedule a date whenever I need to.
14:18 14 Sep 23
14:13 14 Sep 23
13:50 14 Sep 23
Anthony did an excellent job. Very professional and polite
14:39 13 Sep 23
Very responsive and professional.
12:27 13 Sep 23
16:36 12 Sep 23
Steve took time to answer my questions and pay attention to areas of concern.
15:17 12 Sep 23
14:40 12 Sep 23
04:09 11 Sep 23
17:37 10 Sep 23
Prompt efficient and cost effective. Used for over thirty years.
14:52 10 Sep 23
They did a very thorough job!
14:55 09 Sep 23
14:50 08 Sep 23
Always happy with the services provided.
14:37 08 Sep 23
Been using them for many years at 2 houses. They give great service, prompt, knowledgeable and affordable.
17:17 07 Sep 23
Very knowledgeable gentleman. Polite and caring
15:12 07 Sep 23
14:17 07 Sep 23
Danny was friendly and answered all of my questions and concerns. I recommened you guys continue sending him out to treat the issues we talked about.
20:06 04 Sep 23
The best pest control company I’ve ever used! Very responsive and not pushy.
18:02 03 Sep 23
21:44 01 Sep 23
Niki was amazing to deal with, all the staff has been great so far. Thank you Cypress Creek for having amazing customer service and pest service!
21:41 01 Sep 23
Kristy went above and beyond, her customer service is unmatched. Thanks to her I’ll be a forever customer with Cypress Creek pest!
17:32 01 Sep 23
They had to comeback a second time, however they were very quick to do so the next day. I’d use them again
14:14 01 Sep 23
18:14 31 Aug 23
Good knowledgable ….Love that they check in !!!!
14:03 31 Aug 23
17:38 29 Aug 23
Tech was out of the house in less than 5 minutes, hope he covered all areas in the house
16:43 29 Aug 23
13:15 29 Aug 23
Bob was professional, prompt & courteous as is the office staff. Bob listened to where my ant problem was and treated accordingly.
17:58 27 Aug 23
The technician was pleasant and seemed to care about me and my home. I would definitely recommend them to anyone.
16:56 26 Aug 23
Was having a major wasp issue, called and spoke with Lisa Bailey she sent Tate out to help me out. Complete life saver, I have recommended everyone I know to cypress creek pest
21:31 25 Aug 23
18:22 25 Aug 23
Been a customer for over 30 years and am always pleased with prompt, courteous service, and competitive pricing. Have recommended to my clients regularly.
15:57 25 Aug 23
21:24 24 Aug 23
Easy to schedule, good communication, professional technicians.
19:29 24 Aug 23
Cypress Creek Pest Control was recommended to me by a good friend who has used them for several years in the Houston area. I was pleasantly surprised that they come all the way out to Fulshear! Mr. Steve was very professional and kind while he explained the process of what he was going to do as it was my first visit. GREAT JOB!! I will recommend to others for sure! Very happy 😃
17:35 24 Aug 23
03:28 24 Aug 23
Nice courteous young man
21:30 23 Aug 23
We requested the services of Cypress Creek Pest Control for an infestation of German cockroaches we had in the kitchen. They did an excellent job finishing them off. In the three scheduled visits they made to us, they were always very professional, explaining in detail what they were going to do and the objective of each step. I highly recommend them.
20:46 23 Aug 23
19:11 23 Aug 23
00:45 23 Aug 23
CCPC massively slowed down the ANT invasion. But we did notice some stragglers 4 days after spray. Nothin like it was. Based on their process of waiting 7-10 days it has been an improvement. Hoping I don’t have to call them back to respray.
Pablo De La Torre
20:39 22 Aug 23
First time user, I have to say great service.
12:30 22 Aug 23
13:08 21 Aug 23
Awesome service! Had a huge wasp problem on our back lawn digging nest all over. They came out right away and took care of it. Wasps appear to be gone! Thank you!! Great price & very professional.